Even App Technologies Inc.

Terms of Service

Effective July 5, 2026

These Terms of Service ("Terms") are a legal agreement between you and Even App Technologies Inc. ("even", "we", "us", or "our") and govern your use of the even app, website, and related services (together, the "Services"). Please read them carefully. By creating an account or using the Services, you agree to these Terms and to our Privacy Policy. If you do not agree, do not use the Services.

1. What even is, and what it is not

even is a bill-splitting tool. It helps you record shared expenses, calculate who owes whom, and share the payment details needed to settle up. even is a calculator and an organizer only. even is not a bank, payment processor, money transmitter, money services business, or escrow service. We do not hold, move, transmit, or guarantee any funds, and we are not a party to, or a guarantor of, any debt, payment, or transaction between users. Any money changes hands directly between users through their own payment methods, entirely outside even. You are solely responsible for the accuracy of amounts and for making or collecting any actual payment.

2. Eligibility

You must be at least 13 years old (or the minimum age of digital consent in your country, if higher) to use the Services, and old enough to form a binding contract. If you are under the age of majority where you live, you may use the Services only with the involvement of a parent or legal guardian. By using the Services you represent that you meet these requirements.

3. Your account

• You agree to provide accurate information and to keep it up to date.
• You are responsible for keeping your account credentials secure and for all activity under your account.
• Notify us promptly at hello@tryeven.io if you suspect unauthorized use of your account.
• You may add only payment handles that belong to you, and you are responsible for their accuracy.

4. License to use the Services

Subject to these Terms, we grant you a limited, personal, non-exclusive, non-transferable, revocable license to use the Services for your own non-commercial bill-splitting. We reserve all rights not expressly granted.

5. Acceptable use

You agree not to:

• Use the Services for any unlawful, fraudulent, or harmful purpose.
• Enter, fabricate, or import payment details that are not your own, or otherwise misrepresent who should be paid.
• Harass, abuse, defraud, or spam other users, or send unwanted invites.
• Upload content that is illegal, infringing, or that you do not have the right to share.
• Attempt to access accounts, data, or areas of the Services you are not authorized to access.
• Scrape, harvest, reverse engineer, interfere with, or overload the Services, or bypass any security or rate-limiting measure.
• Use the Services to build a competing product or to violate anyone's rights.

6. Your content

You retain ownership of the content you submit, such as bills, receipt images, and profile details ("Your Content"). You grant even a worldwide, non-exclusive, royalty-free license to host, store, process, display, and transmit Your Content solely to operate and provide the Services to you and the people you share with. You are responsible for Your Content and confirm you have the rights needed to share it, including any receipt or photo that may show other people's information.

7. Feedback

If you send us ideas, suggestions, or feedback, you grant us a perpetual, irrevocable, royalty-free license to use them without restriction or obligation to you.

8. Third-party services

The Services rely on and interact with third parties, including payment apps you use to settle up and sign-in providers such as Google and Apple. Your use of those services is governed by their own terms and privacy policies. We are not responsible for third-party services, and surfacing a payment handle is not an endorsement of any provider.

9. Fees

even is currently offered free of charge. If we introduce paid features in the future, we will disclose the pricing and any additional terms before you are charged, and those terms will apply to those features.

10. Intellectual property

The Services, including the even name, logo, software, design, and content we provide (excluding Your Content), are owned by Even App Technologies Inc. and protected by intellectual property laws. Except for the license granted above, these Terms do not give you any right in our intellectual property.

11. Disclaimers

The Services are provided "as is" and "as available", without warranties of any kind, whether express, implied, or statutory, including implied warranties of merchantability, fitness for a particular purpose, and non-infringement. We do not warrant that the Services will be uninterrupted, error-free, or secure, or that any calculation, receipt scan, or AI-generated output will be accurate or complete. You are responsible for verifying amounts and for any decision to pay or collect money. Some jurisdictions do not allow certain warranty exclusions, so some of the above may not apply to you.

12. Limitation of liability

To the fullest extent permitted by law, even and its officers, directors, employees, and service providers will not be liable for any indirect, incidental, special, consequential, exemplary, or punitive damages, or for any loss of profits, data, goodwill, or any amounts owed between users, arising out of or related to your use of (or inability to use) the Services, even if we have been advised of the possibility of such damages. To the fullest extent permitted by law, our total liability for all claims relating to the Services will not exceed the greater of the amount you paid us for the Services in the twelve months before the claim, or fifty Canadian dollars (CAD $50). Some jurisdictions do not allow certain limitations, so some of the above may not apply to you.

13. Indemnification

You agree to indemnify and hold harmless even and its officers, directors, employees, and service providers from any claims, damages, liabilities, and expenses (including reasonable legal fees) arising out of your use of the Services, Your Content, your violation of these Terms, or your violation of any law or the rights of another person, including any dispute with another user over money.

14. Disputes between users

even helps you calculate and organize shared expenses, but any disagreement about who owes what, or whether a payment was actually made, is between the users involved. even is not responsible for resolving those disputes and has no obligation to mediate, collect, or refund any amount.

15. Suspension and termination

You may stop using the Services and delete your account at any time. We may suspend or terminate your access if you violate these Terms, if required by law, or to protect the Services or other users. Provisions that by their nature should survive termination (including ownership, disclaimers, limitation of liability, indemnification, and governing law) will survive.

16. Changes to these Terms

We may update these Terms from time to time. When we make material changes, we will revise the effective date above and, where appropriate, provide additional notice. Your continued use of the Services after an update means you accept the revised Terms.

17. Governing law and disputes

These Terms are governed by the laws of the Province of Ontario and the federal laws of Canada applicable there, without regard to conflict-of-laws rules. Subject to any non-waivable rights you have under the consumer protection laws of your place of residence, you agree that the courts located in Toronto, Ontario, Canada will have exclusive jurisdiction over any dispute relating to these Terms or the Services, and you consent to that jurisdiction and venue.

18. General

These Terms, together with the Privacy Policy, are the entire agreement between you and even regarding the Services. If any provision is found unenforceable, the rest will remain in effect. Our failure to enforce a provision is not a waiver. You may not assign these Terms without our consent; we may assign them in connection with a merger, acquisition, or sale of assets. We are not liable for any delay or failure caused by events beyond our reasonable control.

19. Contact us

Even App Technologies Inc.
Toronto, Ontario, Canada
hello@tryeven.io